Get It Now, Pay Over Time with Shop Pay

Get It Now. Pay Over Time with Shop Pay.

Upgrade your backyard today and split your purchase into easy payments at checkout. Choose Shop Pay for fast, secure, flexible payment options.

Why shoppers love Shop Pay

⚡ Fast checkout – one-tap payment after your first time.

💳 Pay over time – see available installment plans right at checkout.

🔒 Secure – your details are encrypted and safely stored.

Perks for eligible customers

  • 4 interest-free payments on qualifying orders, you can split your purchase into 4 equal, bi-weekly payments with 0% APR and no hidden or late fees.
  • Monthly installments for larger purchases, some customers may see longer monthly plans, with APRs that can start as low as 0% for well-qualified customers.
  • No late fees if you miss a scheduled payment, but late or partial payments may affect your ability to use Shop Pay Installments in the future.

How it works

  1. Add your favorites to cart.
  2. At checkout, tap the purple “Shop Pay” button.
  3. Choose how to pay: pay in full, or (if eligible) pick an installment plan and confirm. That’s it.

You’ll see any available APR, total cost, and payment schedule before you commit. Choosing installments is optional — you can always just pay in full.

Quick questions

Do I need to apply somewhere first?
Nope. When you select Shop Pay at checkout and pick an installment option, you’ll go through a quick eligibility check on the spot.

Will everyone see the same offers?
No. Options can vary based on your order amount, location, and eligibility.

Can I still use my regular card?
Yes. Shop Pay is just an extra way to pay — you can always check out with your usual card or other methods on our site.

Ready to light up your space?

Add your favorites to cart and select Shop Pay at checkout to see if flexible payments are available for you.

Rates range from 0%–36% APR. Payment options through Shop Pay Installments are subject to an eligibility check and are provided by Affirm’s lending partners (see affirm.com/lenders). Options depend on your purchase amount, and a down payment may be required. State consumer notices: affirm.com/licenses.